Car Finance Calculator — Pakistan
Monthly installment, total interest/profit & full cost — conventional & Islamic (Ijarah) banks.
Conventional financing charges interest on a reducing balance — usually 1-year KIBOR plus the bank’s spread.
Monthly installment
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Amount financed
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Total interest
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PrincipalInterest
Indicative rates compiled Oct 2026 (1-yr KIBOR ≈ 12.68%). Banks revise pricing with KIBOR and your profile — confirm the live rate with the bank before applying. Excludes processing fee, insurance/takaful & registration. SBP consumer rules apply (down-payment & tenure caps vary by engine size).