Cash Flow Calculator

Add up what comes in and what goes out each month to see your true monthly cash flow — the number every budget, loan application and investment plan starts from.

Salary / main income (PKR/month)

Business / side income (PKR/month)

Other income (PKR/month)

Rent / home loan (PKR/month)

Utilities (PKR/month)

Food & groceries (PKR/month)

Transport (PKR/month)

All other spending (PKR/month)

Net monthly cash flow

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Total inflows

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Total outflows

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Savings rate (% of income kept)

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Net cash flow per year

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How it works

Net cash flow = total inflows − total outflows. Savings rate = net cash flow ÷ total inflows × 100. A positive figure means you live below your income; a negative one means spending is quietly being funded by debt.

More free tools: Financial Calculators hub — car finance, loan vs invest, Apna Ghar and more.

Estimates only — not financial advice. Rates, slabs and prices change; confirm live figures with your bank, broker or the FBR before acting. Calculations run in your browser; nothing is uploaded.