Forex Calculator

Sending or receiving foreign currency? The headline rate is never the rate you get: banks and exchangers keep a spread. Enter the amount and the rate on your quote, add the fee, and see exactly what lands on the other side. You enter the rate — this tool does not fetch live rates, so it always matches the deal in front of you.

Convert at the rate you were actually quoted — fee included.

Amount to convert

Exchange rate YOU were quoted (1 unit = ?)

Bank / exchanger fee or spread (%)

From currency code

To currency code

You receive after fee

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Gross converted amount

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Fee / spread cost

–

Effective rate after fee

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Enter valid values in every field to see your result. Check for blanks, text in number fields, or a combination that cannot be calculated (shown in the notes under How it works).

How it works

Gross amount = amount × your quoted rate. Fee cost = gross × fee%. Net received = gross − fee cost. Effective rate = quoted rate × (1 − fee%), the honest single number to compare between banks and exchangers: the higher effective rate wins when you are buying foreign currency with rupees, and the comparison flips when you are selling — either way, compare net amounts for your exact amount.

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Estimates only — not financial, tax, or professional advice. Figures depend entirely on the values you enter; confirm important decisions with a qualified professional.