Emergency Fund Calculator
How much cash you should keep for a job loss or a big surprise bill — and how long it will take to build it.
Target emergency fund
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Still to save
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Progress so far
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Months to fully funded
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How it works
Target fund = essential monthly expenses × months of cover. Count only essentials — rent, food, utilities, school, insurance — not luxuries. Keep the fund in an instantly accessible account, separate from daily spending.More free tools: Financial Calculators hub — car finance, loan vs invest, Apna Ghar and more.
Estimates only — not financial advice. Rates, slabs and prices change; confirm live figures with your bank, broker or the FBR before acting. Calculations run in your browser; nothing is uploaded.