Goal-Based Investment Calculator
Work backwards from a target — a house deposit, education, retirement — to the monthly investment (SIP) or one-time lump sum needed to reach it.
Monthly investment needed (SIP)
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Or invest this lump sum today instead
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Total you will contribute via SIP
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Growth does the rest
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How it works
Monthly payment from the annuity formula rearranged: PMT = gap × i / ((1+i)n − 1), where i is the monthly return and gap is the target minus what your existing money grows to. Lump sum needed = target ÷ (1+i)n. Returns are assumed smooth — real markets are not, so revisit the plan yearly.More free tools: Financial Calculators hub — car finance, loan vs invest, Apna Ghar and more.
Estimates only — not financial advice. Rates, slabs and prices change; confirm live figures with your bank, broker or the FBR before acting. Calculations run in your browser; nothing is uploaded.