Living Expenses Calculator

Itemise a month of living costs to find your real monthly burn rate — the base number for budgets, emergency funds and salary negotiations.

Rent / home payment (PKR/month)

Utilities & bills (PKR/month)

Groceries (PKR/month)

Transport / fuel (PKR/month)

Dining out (PKR/month)

Entertainment (PKR/month)

Healthcare (PKR/month)

Education (PKR/month)

Subscriptions (PKR/month)

Miscellaneous (PKR/month)

Total monthly living expenses

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Total per year

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Average per day (30-day month)

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Biggest category

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How it works

Simply the honest sum of every monthly row — most people underestimate this total by 20–40% until they itemise it. Compare the result with your take-home pay: the gap is your true saving capacity.

More free tools: Financial Calculators hub — car finance, loan vs invest, Apna Ghar and more.

Estimates only — not financial advice. Rates, slabs and prices change; confirm live figures with your bank, broker or the FBR before acting. Calculations run in your browser; nothing is uploaded.